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Comprehensive BRCA1/BRCA2 Genetic Test

New Jersey rates for HCPCS 81162

A blood or saliva test that reads through the complete genetic sequence of both the BRCA1 and BRCA2 genes, checking for both small spelling changes and larger missing or duplicated sections. It is the most thorough version of BRCA testing and is typically used when there is a personal or family history of breast, ovarian, or related cancers. Results help estimate future cancer risk and guide screening or prevention decisions.

Rates data updated July 2026.

How much does Comprehensive BRCA1/BRCA2 Genetic Test cost?

$1,905

Typical negotiated rate. In New Jersey, July 2026.

Insurers have agreed to pay about $1,905 for this service. The price depends on where it is billed: about $1,514 from a physician practice, and about $3,981 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$1,514$1,349 to $2,089
FacilityA hospital or hospital-owned outpatient department$3,981$2,570 to $9,550

How much rates vary

Facilitymedian $3,981 · 10th to 90th $1,820 to $16,218Professionalmedian $1,514 · 10th to 90th $1,096 to $2,570
$200$500$1K$2K$5K$10K$20Kfacility $3,981professional $1,514

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$2,344.23
Median
$3,311.31
Typical High
$13,182.57
Aetna
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,548.82
Typical High
$2,089.30
Cigna
Setting
Facility
Modifier
Global
Typical Low
$2,089.30
Median
$3,981.07
Typical High
$8,317.64
Cigna
Setting
Professional
Modifier
Global
Typical Low
$1,202.26
Median
$1,862.09
Typical High
$4,466.84
Emblem Health
Setting
Professional
Modifier
Global
Typical Low
$1,288.25
Median
$1,905.46
Typical High
$3,467.37
Horizon BCBS
Setting
Facility
Modifier
Global
Typical Low
$151.36
Median
$10,471.29
Typical High
$23,988.33
Horizon BCBS
Setting
Professional
Modifier
Global
Typical Low
$1,445.44
Median
$1,445.44
Typical High
$1,819.70
United
Setting
Facility
Modifier
Global
Typical Low
$851.14
Median
$1,819.70
Typical High
$3,715.35
United
Setting
Professional
Modifier
Global
Typical Low
$758.58
Median
$1,096.48
Typical High
$2,511.89

Where New Jersey sits

The same service costs 3.1 times more in Alaska than in Delaware. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

New Jersey· 20th of 51

$1,905

AK $4,074DE $1,318

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.