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Urine Pregnancy Test

Tennessee rates for HCPCS 81025

A urine test that checks for the presence of a pregnancy hormone using a simple visual color-change method, similar to an over-the-counter home pregnancy test. It gives a quick yes-or-no result rather than a precise hormone level.

Rates data updated October 2026.

How much does Urine Pregnancy Test cost?

$8.32

Typical negotiated rate. In Tennessee, October 2026.

Insurers have agreed to pay about $8.32 for this service. Most negotiated rates run $5.75 to $10.23.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $15 · 10th to 90th $6 to $22Professionalmedian $7 · 10th to 90th $4 to $12
$5$10$20facility $15professional $7

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$6.46
Median
$7.24
Typical High
$13.18
Aetna
Setting
Professional
Modifier
None
Typical Low
$6.46
Median
$6.76
Typical High
$13.18
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$3.24
Median
$3.39
Typical High
$5.13
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$1.29
Median
$1.35
Typical High
$2.04
Ambetter
Setting
Professional
Modifier
None
Typical Low
$4.27
Median
$6.31
Typical High
$13.49
BCBS Tennessee
Setting
Professional
Modifier
None
Typical Low
$4.47
Median
$8.71
Typical High
$8.71
Cigna
Setting
Facility
Modifier
None
Typical Low
$5.75
Median
$17.38
Typical High
$26.30
Cigna
Setting
Professional
Modifier
None
Typical Low
$3.89
Median
$4.90
Typical High
$11.75
Lucent Health
Setting
Professional
Modifier
None
Typical Low
$14.13
Median
$14.13
Typical High
$14.13
United
Setting
Professional
Modifier
None
Typical Low
$3.89
Median
$6.03
Typical High
$8.91
1 more rate with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Ambetter
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$3.63
Median
$8.71
Typical High
$13.49

Where Tennessee sits

The same service costs 15.8 times more in Minnesota than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Tennessee· 31st of 51

$8.32

MN $67.61AL $4.27

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.