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Urine Pregnancy Test

Maryland rates for HCPCS 81025

A urine test that checks for the presence of a pregnancy hormone using a simple visual color-change method, similar to an over-the-counter home pregnancy test. It gives a quick yes-or-no result rather than a precise hormone level.

Rates data updated July 2026.

How much does Urine Pregnancy Test cost?

$21.88

Typical negotiated rate. In Maryland, July 2026.

Insurers have agreed to pay about $21.88 for this service. The price depends on where it is billed: about $8.13 from a physician practice, and about $32.36 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$8.13$6.31 to $19.95
FacilityA hospital or hospital-owned outpatient department$32.36$27.54 to $40.74

How much rates vary

Facilitymedian $32 · 10th to 90th $20 to $83Professionalmedian $8 · 10th to 90th $5 to $33
$2.0$5.0$10.0$20.0$50.0$100.0facility $32professional $8

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$20.89
Median
$32.36
Typical High
$83.18
Aetna
Setting
Professional
Modifier
Global
Typical Low
$5.13
Median
$8.32
Typical High
$33.11
CareFirst
Setting
Professional
Modifier
Global
Typical Low
$2.19
Median
$6.92
Typical High
$8.51
Cigna
Setting
Facility
Modifier
Global
Typical Low
$4.27
Median
$5.62
Typical High
$11.22
Cigna
Setting
Professional
Modifier
Global
Typical Low
$4.47
Median
$8.13
Typical High
$20.89
Kaiser Permanente
Setting
Professional
Modifier
Global
Typical Low
$8.71
Median
$10.23
Typical High
$13.18
United
Setting
Facility
Modifier
Global
Typical Low
$3.16
Median
$3.63
Typical High
$6.61
United
Setting
Professional
Modifier
Global
Typical Low
$4.79
Median
$5.50
Typical High
$9.77
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$3.47
Median
$5.89
Typical High
$12.88

Where Maryland sits

The same service costs 4.9 times more in Florida than in Montana. Every bar is a state, most expensive first. Pick one to see its carriers and full range.

Maryland $21.88 · 14th of 51
FL $41.69MT $8.51

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.