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Artificial Insemination

Maryland rates for HCPCS 58321

A fertility treatment in which prepared sperm is placed into the woman's reproductive tract through the vagina, timed to when an egg is released. It is a short office procedure that does not need anesthesia and takes only a few minutes.

Rates data updated July 2026.

How much does Artificial Insemination cost?

$70.79

Typical physician fee. In Maryland, July 2026.

Insurers have agreed to pay about $70.79 for this service. Most negotiated rates run $46.77 to $87.10.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $48 · 10th to 90th $48 to $129Professionalmedian $71 · 10th to 90th $40 to $229
$50$100$200$500facility $48professional $71

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
Global
Typical Low
$39.81
Median
$66.07
Typical High
$251.19
CareFirst
Setting
Professional
Modifier
Global
Typical Low
$48.98
Median
$48.98
Typical High
$61.66
Cigna
Setting
Facility
Modifier
Global
Typical Low
$47.86
Median
$47.86
Typical High
$47.86
Cigna
Setting
Professional
Modifier
Global
Typical Low
$48.98
Median
$87.10
Typical High
$154.88
Kaiser Permanente
Setting
Professional
Modifier
Global
Typical Low
$75.86
Median
$102.33
Typical High
$147.91
United
Setting
Facility
Modifier
Global
Typical Low
$128.82
Median
$128.82
Typical High
$128.82
United
Setting
Professional
Modifier
Global
Typical Low
$47.86
Median
$79.43
Typical High
$138.04
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$102.33
Median
$120.23
Typical High
$131.83

Where Maryland sits

The same service costs 21.4 times more in California than in Hawaii. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Maryland· 47th of 51

$70.79

CA $1,349HI $63.10

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.